Toi Parnell picture
Luxe Group Houston

Toi Parnell

Mortgage Loan Originator

NMLS: 645856

Licensed In: TX

E: toi.parnell@mottomortgage.com P: (832) 580-9782

Welcome to my website


Buying a home can be one of the most stressful times in a person’s life. It can also be one of the most rewarding. My goal is for each customer to feel comfortable throughout the loan process. Communication is key to a streamlined process. I take the time to explain the process and keep the customer updated on what stage we are in.


I think it is very important for the borrower to have an advocate at their closing in addition to their Real Estate Agent. I make every attempt to attend all of my closings.


I am not a transactional loan specialist; I am a relational loan specialist. I am interested in building a trusted and lasting relationship with my customers. I am honored to say that many of my customers have become friends.


I am an Army Veteran who is proud in taking the utmost care of my clients. I have been in the industry for 20 years. Being born raised here in Houston I have raised my family here and have been involved in the community, school and church. I look forward to helping you achieve your dream of home ownership for the first time, or the 10th time!


I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.


I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.


I know that buying or refinancing a home is the biggest financial decision of my clients’ lives. That’s why I make it a point of mine to consult with clients throughout the entire loan process, so you are well educated and an active participant in the transaction.


I have an extensive background in all facets of mortgage lending and assisting my clients with many different needs, whether you are a homebuyer looking to purchase a new home or a current homeowner looking to benefit from refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, Renovation and Reverse loans.


I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so that I can serve as an informed advocate for my clients.


My focus is on not merely getting my clients a loan, but finding the best possible loan for them.


Helpful tools and Resources

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Toi Parnell picture
Toi Parnell picture

Toi Parnell

Mortgage Loan Originator

Motto Mortgage | NMLS: 645856

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