The Texas Down Payment Assistance Program provides assistance in the form of a forgivable 2nd lien. The maximum amount of assistance to be provided is 7% and is based on the final loan amount. The assistance is forgiven equally each month and is considered completely forgiven after 7 years. Funds can be used towards your down payment and closing costs. The program also provides a 30-year fixed-rate mortgage. The mortgage option is for conventional loans.

The program is available in Texas but outside of Travis County and the city limits of El Paso and Grand Prairie.