22 years of experience in the industry. Main focus is using knowledge to make the process less stressful and educate the borrower along the way helping to ensure successful homeownership.
(630) 747-9625
Often great for people with solid credit scores! This is the most common mortgage loan and can help borrowers avoid unnecessary fees.
Can be a helpful option for people in need of more flexible credit score requirements. This mortgage loan option is insured by the Federal Housing Administration and designed to make homeownership more attainable for more people.
Qualifying Veterans and their spouses have earned some helpful homeownership benefits. To all of you, we thank you for your service.
For lovers of rural living and small suburban communities. The USDA Mortgage Loan is backed by the United States Department of Agriculture. People looking to settle down in an approved area might qualify for some home-grown benefits.
Need a bigger home loan? This could be the one for you. Jumbo mortgage loans allow qualifying homebuyers and refinancers to borrow more than allowed by the loan limits set on other loan types.
There are two basic types of rate structures for home loans and each has its own potential pros and cons:
The interest rate you get when you close on your mortgage loan is the one you'll pay each month. With this option, you know exactly what you're in for in terms of your principal and interest payment.
Your interest rate could go up and down over the life of your loan. You'll probably pay a little lower of an interest rate at the beginning of your mortgage loan, but you could potentially end up paying more overall.