How do I know if I'm ready to buy a home?
What's the first step in the homebuying process?
How much money do I need for a down payment?
What are closing costs, and how much should I budget?
What credit score do I need to buy a home?
How can I improve my credit score before applying for a mortgage?
Should I get pre-approved before house hunting?
How do I get a loan quote?
What factors affect a loan quote?
Can I get multiple loan quotes?
Are there any fees for getting a loan quote?
How accurate is a loan quotes?
What is included in a loan quote?
What happens after I accept a loan quote?
What information do I need to complete a mortgage loan application?
How long does it take to complete a mortgage loan application?
Can I apply for a mortgage loan online?
Do I need to apply for a loan before finding a home?
What happens after I submit my mortgage loan application?
Can I make changes to my loan application after submission?
How do I know if my loan application has been approved?
What should I avoid doing after submitting a loan application?
What is a mortgage pre-approval?
How does pre-approval differ from pre-qualification (loan quote)?
How long does mortgage pre-approval take?
How long is a pre-approval letter good for?
Can I get pre-approved for more than one loan type?
What if my pre-approval amount is less than the home I want?
Will pre-approval affect my credit score?
Do I need to reapply for pre-approval if it expires?
Is pre-approval a guarantee for a mortgage loan?
Can I compare loan estimates from different lenders?
What should I look for in a loan estimate?
How can I lower the costs in my loan estimate?
What if the final terms differ from the mortgage estimate?
Is loan estimate binding?What happens during processing?
How long does mortgage processing take?
What is underwriting?
What documents are needed during processing?
What does “conditional approval” mean?
Can my loan be denied during processing?
What can I do to speed up the processing time?
What is the loan closing process?
How long does the closing process take?
Can closing costs be negotiated?
What should I bring to the closing?